Want to get your personal finances in shape? Then the start of the year is a perfect excuse to do this. Whether 2020 was a good or bad year for you, it’s time to move onwards and upwards in 2021.
Settings goals is a must. The start of a new year (and a new decade!) is a great excuse to set some goals for the next 12 months.
Credit cards help to build your credit score, helping you get lower interest rates in the future – as well as many other benefits. Make sure you pay off your card in full each month, and only spend what you can afford.
Before you start investing there are a number of factors to consider. It’s important not to overlook these, so you can make the best investment decisions possible for yourself, no matter what point of life you are at.
Compound interest is a powerful concept to build wealth over time. You are able to earn interest on interest, producing exponential increases in wealth over time.