Personal Finance

stocks and shares isa

Should You Use A Stocks & Shares ISA?

The answer is an overwhelming yes. It’s a no brainer.
I was reading the recent addition of Hargreaves Lansdown’s ‘Investment Times’ magazine and there was an article written on whether ISAs (in general) are a thing of the past.
This shocked me because why would someone not want to use an ISA? It’s the perfect way to grow your wealth tax free.

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credit card

How To Build Your Credit Score Quickly And Easily

I built my credit limit from £200 to £3,000 and my credit score from absolutely nothing to ‘good’ within less than a year. Now, after having credit for less than two years my credit score is ‘excellent’. In this post I’m going to tell you what I did, and how you can do this too.

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stock market crash

3 Ways How To Prepare For A Recession

Recessions come and go, but it is important you are prepared for a recession, and can capitalise on the opportunity when stocks are cheaper. Holding cash, having an emergency fund, and paying debt, are three ways to not only prepare yourself, but benefit from a recession.

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investing knowledge

Pay Debt or Start Investing?

Pay debt or Star Investing? Mathematically, it is best to do whatever produces the higher return. However, paying debt is likely to be the better option because of the financial and mental strain it causes.

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