Setting Goals For 2020
Settings goals is a must. The start of a new year (and a new decade!) is a great excuse to set some goals for the next 12 months.
Category: Personal Finance
3 Ways How To Prepare For A Recession
Recessions come and go, but it is important you are prepared for a recession, and can capitalise on the opportunity when stocks are cheaper. Holding cash, having an emergency fund, and paying debt, are three ways to not only prepare yourself, but benefit from a recession.
Pay Debt or Start Investing?
Pay debt or Star Investing? Mathematically, it is best to do whatever produces the higher return. However, paying debt is likely to be the better option because of the financial and mental strain it causes.
Money Saving Tips: 5 Ways to Save Money
Saving more of your money each year means you can invest more and spend more money on things that you enjoy. In this post we suggest 5 things, which you can start from today, which will save you money!
Credit Card – Why get one and how to use it
Credit cards help to build your credit score, helping you get lower interest rates in the future – as well as many other benefits. Make sure you pay off your card in full each month, and only spend what you can afford.
Lifetime ISA: Explained
A Lifetime ISA is a way to grow money tax-free. You can put up to £4,000 into a LISA in either Cash or Stocks and Shares, but you can only use this money to buy your first house or for retirement (or incur a withdrawal penalty).
Stocks and Shares ISA: Explained
A Stocks and Shares ISA is the best way to invest and grow money tax-free through the years. You first need to select a platform, and then select the products to go into the S&S ISA.